var checkobj

function agreesubmit(el){
checkobj=el
if (document.all||document.getElementById){
for (i=0;i<checkobj.form.length;i++){  //hunt down submit button
var tempobj=checkobj.form.elements[i]
if(tempobj.type.toLowerCase()=="submit")
tempobj.disabled=!checkobj.checked
}
}
}

function defaultagree(el){
if (!document.all&&!document.getElementById){
if (window.checkobj&&checkobj.checked)
return true
else{
alert("Please read/accept terms to submit form")
return false
}
}
}

<!--
function validEmail(email) {
			invalidChars = " /:,;"
	
			if (email == "") {						// cannot be empty
				return false
			}
			for (i=0; i<invalidChars.length; i++) {	// does it contain any invalid characters?
				badChar = invalidChars.charAt(i)
				if (email.indexOf(badChar,0) > -1) {
					return false
				}
			}
			atPos = email.indexOf("@",1)			// there must be one "@" symbol
			if (atPos == -1) {
				return false
			}
			if (email.indexOf("@",atPos+1) != -1) {	// and only one "@" symbol
				return false
			}
			periodPos = email.indexOf(".",atPos)
			if (periodPos == -1) {					// and at least one "." after the "@"
				return false
			}
			if (periodPos+3 > email.length)	{		// must be at least 2 characters after the "."
				return false
			}
			return true
		}

function validcomments(comments) {
			if (comments == "") {						// cannot be empty
				return false
			}

           if (comments.length<3){                  // must be 12 characters for accountno
		   
                return false
			}
			return true
		}	
function validation(form1) { 			
     if (!validEmail(form1.email.value)) 
	       {
				alert("Invalid email address")
		form1.email.focus()
				return false
			}
		if (!validcomments(form1.comments.value)) 
		    {
				alert("Please complete the form before you submit.")
		form1.email.focus()
				return false
			}
			return true;			
			}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_validateForm() { //v4.0
  var i,p,q,nm,test,num,min,max,errors='',args=MM_validateForm.arguments;
  for (i=0; i<(args.length-2); i+=3) { test=args[i+2]; val=MM_findObj(args[i]);
    if (val) { nm=val.name; if ((val=val.value)!="") {
      if (test.indexOf('isEmail')!=-1) { p=val.indexOf('@');
        if (p<1 || p==(val.length-1)) errors+='- '+nm+' must contain an e-mail address.\n';
      } else if (test!='R') { num = parseFloat(val);
        if (isNaN(val)) errors+='- '+nm+' must contain a number.\n';
        if (test.indexOf('inRange') != -1) { p=test.indexOf(':');
          min=test.substring(8,p); max=test.substring(p+1);
          if (num<min || max<num) errors+='- '+nm+' must contain a number between '+min+' and '+max+'.\n';
    } } } else if (test.charAt(0) == 'R') errors += '- '+nm+' is required.\n'; }
  } if (errors) alert('The following error(s) occurred:\n'+errors);
  document.MM_returnValue = (errors == '');
}